Back to all stocks

AII

9/9 Score

American Integrity Insurance Group, Inc.

Analysis Date: February 2, 2026

Buffettology Criteria

All 9 of 9 criteria passed

  • High ROE

    Return on Equity > 12%

    Value: 36.1%

  • High ROIC

    Return on Invested Capital > 9%

    Value: 41.1%

  • Cash Machine

    FCF / Assets > 5%

    Value: 12.3%

  • Fair Valuation

    Earnings Yield > 3.5%

    Value: 23.7%

  • Share Buybacks

    Share Count is Dropping

    Value: 0.0%

  • Defensible Moat

    Gross Profit Margin > 40%

    Value: 52.1%

  • Simple Business

    Not in a speculative sector (e.g., Biotech)

    Value: Financial Services

  • Conservative Debt

    Debt to Equity < 1.5

    Value: 0.01x

  • Consistent Growth

    5-Year Growth is Positive

    Value: 5.1%

Analysis Summary

This is a business that appears to be firing on all cylinders, a rare and beautiful sight. The exceptionally high ROE and ROIC suggest a formidable economic moat, allowing it to compound capital at an impressive rate. With a clean balance sheet and a solid growth runway, this business looks like a potential long-term winner in the portfolio.

Want More Analysis?

Get detailed scores for thousands of stocks and discover your next investment with the Vetted app.

Download Vetted