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HG

9/9 Score

Hamilton Insurance Group, Ltd.

Analysis Date: May 7, 2026

Hamilton Insurance Group, Ltd., through its subsidiaries, engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property treaty reinsurance; and specialty reinsurance solutions, including accident and health, aviation, crisis management, financial lines, marine and energy, multiline specialty, and satellite reinsurance. It also provides accident and health, cyber, excess energy, environmental, financial lines, fine art and specie, kidnap and ransom, M&A, marine and energy liability, political risk, professional liability, property binders, property D&F, space, upstream energy, general and excess casualty, war and terrorism, allied medical, management liability, medical professionals, products liability and contractors, and small business casualty insurance plans. The company was incorporated in 2013 and is based in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

Buffettology Criteria

All 9 of 9 criteria passed

  • High ROE

    Return on Equity > 12%

    Value: 23.4%

  • High ROIC

    Return on Invested Capital > 9%

    Value: 82.7%

  • Cash Machine

    FCF / Assets > 5%

    Value: 0.09

  • Fair Valuation

    Earnings Yield > 3.5%

    Value: 20.1%

  • Share Buybacks

    Share Count is Dropping

    Value: -7.0%

  • Defensible Moat

    Gross Profit Margin > 40%

    Value: 49.5%

  • Simple Business

    Not in a speculative sector (e.g., Biotech)

    Value: Financial Services

  • Conservative Debt

    Debt to Equity < 1.5

    Value: 0.06x

  • Consistent Growth

    5-Year Growth is Positive

    Value: 2.1%

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