JKHY
9/9 ScoreJack Henry & Associates, Inc.
Analysis Date: February 1, 2026
Buffettology Criteria
All 9 of 9 criteria passed
High ROE
Return on Equity > 12%
Value: 23.1%
High ROIC
Return on Invested Capital > 9%
Value: 17.9%
Cash Machine
FCF / Assets > 5%
Fair Valuation
Earnings Yield > 3.5%
Value: 3.7%
Share Buybacks
Share Count is Dropping
Value: 0.2%
Defensible Moat
Gross Profit Margin > 40%
Value: 43.5%
Simple Business
Not in a speculative sector (e.g., Biotech)
Value: Technology
Conservative Debt
Debt to Equity < 1.5
Value: 0.01x
Consistent Growth
5-Year Growth is Positive
Value: 61.5%
Analysis Summary
Well now, this JKHY looks like it's checking a lot of the right boxes. A strong return on equity and invested capital tells me they're making good use of shareholder money, and that robust moat suggests a lasting competitive advantage. With low debt and a simple business model, it appears to be a sturdy ship navigating the choppy waters of the technology sector.
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