NRDS
9/9 ScoreNerdWallet, Inc.
Analysis Date: February 2, 2026
Buffettology Criteria
All 9 of 9 criteria passed
High ROE
Return on Equity > 12%
Value: 19.2%
High ROIC
Return on Invested Capital > 9%
Value: 13.0%
Cash Machine
FCF / Assets > 5%
Value: 16.3%
Fair Valuation
Earnings Yield > 3.5%
Value: 8.0%
Share Buybacks
Share Count is Dropping
Value: -0.3%
Defensible Moat
Gross Profit Margin > 40%
Value: 91.6%
Simple Business
Not in a speculative sector (e.g., Biotech)
Value: Financial Services
Conservative Debt
Debt to Equity < 1.5
Value: 0.00x
Consistent Growth
5-Year Growth is Positive
Value: 8.1%
Analysis Summary
This looks like a promising business. The consistent growth, robust returns on capital, and a rock-solid balance sheet, all coupled with a strong moat in financial services, are certainly attractive qualities. I'm particularly pleased to see a near-zero debt level, which offers a significant margin of safety in an unpredictable world.
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