WTW
9/9 ScoreWillis Towers Watson Public Limited Company
Analysis Date: February 16, 2026
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments, Health, Wealth and Career; and Risk and Broking. The company offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services. It also provides advice, data, software, and products to address clients' total rewards and talent issues. In addition, the company offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, aerospace, construction, and marine. Further, it offers investment consulting and discretionary management services to insurance and reinsurance companies; insurance consulting and technology, risk and capital management, pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services. Additionally, the company provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets, as well as delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.
Buffettology Criteria
All 9 of 9 criteria passed
High ROE
Return on Equity > 12%
Value: 20.1%
High ROIC
Return on Invested Capital > 9%
Value: 11.5%
Cash Machine
FCF / Assets > 5%
Value: 5.2%
Fair Valuation
Earnings Yield > 3.5%
Value: 5.8%
Share Buybacks
Share Count is Dropping
Value: -3.9%
Defensible Moat
Gross Profit Margin > 40%
Value: 42.1%
Simple Business
Not in a speculative sector (e.g., Biotech)
Value: Financial Services
Conservative Debt
Debt to Equity < 1.5
Value: 0.92x
Consistent Growth
5-Year Growth is Positive
Value: 113.8%
Analysis Summary
This looks like a solid business, passing all nine of my important criteria. The company demonstrates strong profitability with its high ROE and ROIC, a testament to its efficiently deployed capital. Furthermore, its defensible moat and consistent growth suggest it’s built to last, a quality I always admire in an investment.
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